Even if you are lucky enough to have a ‘Final Salary’ Company pension, other investments to fall back on or perhaps the prospect of an inheritance you still need to give careful thought to your retirement. Company pensions don’t always meet specific personal requirements or offer extended family cover and inheritances can be affected by the cost of long term care. So it is essential that you know where you stand and that you keep an eye on these matters in case anything changes.
The vast majority of us will need to make a specific, personal plan for retirement. We know that this isn’t the most exciting aspect of financial planning and is often ‘put off’ until you are older… or until you can afford it… but you’d be amazed how your retirement prospects can improve if you deal with this early on.
There are various options to consider within the financial services market. The following pages give a brief overview of these but a chat with one of our financial advisers will quickly narrow down the option which is most suitable for you.
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